Our Services

We pride ourselves on delivering proactive service and support. With literally thousands of loan products on the market today, it is our job to help you find the right solution to suit your individual needs and servicing ability.

First Home Buyers

Just starting out and not sure what kind of loan you need? We are here to help! Taking your first step onto the property ladder is an exciting time but can be a little daunting. Funding Central will guide you at every step of the process. We're also across the various schemes to help first homeowners such as the First Home Owners Grant and the various stamp duty exemptions available.

We calculate exactly how much you can borrow, how much everything will cost, (no hidden nasty surprises) and walk you through the entire purchasing process from start to finish. We also do all the paperwork – all you have to do is supply us with your identification & financials!

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We have access to competitive loan options that can help you maximise your investment returns.

Securing the right investment loan can be a crucial step towards reaching your property investment goals. Whether you’re looking at buying your first home for investment, plan to make your own home an investment or already have an investment home loan property under your belt, Funding Central is here to help.

REFINANCING

As an experienced property owner, you understand the importance of having a good rate and loan features that benefits you in the long term. Small differences in rates and features can have a big impact on your repayments.

Funding Central has access to thousands of mortgage products across 30+ lenders, we can assess your financial situation and tailor your refinance to fit your personal circumstances.

CONSTRUCTION LOANS

If you're planning to build your dream home or undertake major renovations on your property, Funding Central can help secure the right construction loan to finance your project. Construction loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront.

Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

EXPAT HOME LOANS

At Funding Central, we are specialists in structuring property investment lending, including loans for Australian citizens (Australian expats) or permanent resident holders living overseas. Many of our clients come to us to create a property portfolio, while others are looking to buy a home in preparation for their move back to Australia.

We regularly secure loans for expats and have the knowledge, connections and experience to make your overseas home buying process seamless.

Pre-Approval

With a pre-approved home loan, you'll have a clear understanding of how much you can borrow, this way you have confidence when searching for that next property. You can submit offers or make bids at auction knowing exactly what your budget is. Pre-approval are generally valid for 90 days, giving you time to search for that dream home.

Not sure what kind of loan you need?

The major benefit of working with a mortgage broker is that we have access to a large network of lenders. Unlike going to one bank, when you contact Funding Central, we are able to recommend loan options from over 30 lenders. In addition to this, we thoroughly document procedures to ensure consistency of service each time. Therefore, each client receives an unparalleled customer service experience, not just the finance. We strive to find a solution that suits your personal needs.

Contact us today to find out how we can help you.